Accounts Receivable

Allowance for Doubtful Accounts Calculation Template

Calculate the allowance for credit losses based on aging, historical write-offs, and customer creditworthiness.

How to use this template

1

Analyze AR aging

Review the age of receivables and identify accounts that are overdue or at risk.

2

Evaluate creditworthiness

Assess each customer's credit history, payment trends, and financial condition.

3

Calculate provision

Estimate uncollectible amounts based on aging analysis, historical loss rates, and judgments.

4

Record adjustment

Adjust the allowance account to the calculated amount and record the provision expense.

5

Monitor collections

Track actual write-offs against the allowance and adjust methodology as needed.

Why use this template

  • Ensures AR is presented at net realizable value per GAAP
  • Prevents overstated receivables and earnings
  • Provides audit support for allowance estimates
  • Enables accurate assessment of collection risk

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