Financial Ratio Analysis Template
Calculate and analyze key financial ratios. Track profitability, liquidity, solvency, and efficiency ratios period-over-period.
How to use this template
Calculate profitability ratios
Compute gross profit margin, operating margin, net profit margin, return on assets (ROA), and return on equity (ROE). Compare to industry benchmarks.
Calculate liquidity ratios
Calculate current ratio, quick ratio, working capital, and cash ratio. Assess ability to meet short-term obligations.
Calculate solvency ratios
Compute debt-to-equity, debt-to-assets, interest coverage, and debt service coverage ratios. Assess financial leverage and default risk.
Calculate efficiency ratios
Compute asset turnover, inventory turnover, receivables turnover, payables period, and cash conversion cycle.
Analyze trends and variances
Compare ratios to prior periods, industry benchmarks, and competitors. Identify improving or deteriorating trends and investigate causes.
Why use this template
- Provides quantitative view of financial health and operating efficiency
- Enables comparison to industry benchmarks and competitors
- Identifies trends that may indicate emerging problems
- Supports debt covenant compliance and credit discussions
Related templates
Variance Analysis Report
Document the drivers behind variance between actual and budgeted performance. Identify root causes and quantify impact of key variances.
Financial ReportingGAAP Reconciliation Schedule
Reconcile non-GAAP measures to GAAP financials. Document adjustments for stock-based compensation, acquisition costs, and other significant items.
Financial ReportingManagement Discussion & Analysis Template
Structured template for management to discuss and analyze financial results, changes, trends, and key metrics. Supports investor communication.
Ready to streamline your close?
Vergo turns templates into automated workflows with real-time collaboration, integrations, and AI built in.